Refer and earn free payments

Refer & earn FREE payments

Invite family and friends in Malaysia to CardUp.

They will enjoy a free payment and so will you! Plus, you earn a S$10 Grab voucher for every two successful referrals.

🎉 Free perks for both of you

This is the joy of sharing. Refer and receive promo codes to use CardUp for free*!

For You

0% fee

One payment up to S$1,150
S$10 Grab voucher (for every two successful referrals)
Refer more to earn more!

For your family & friends

0% fee

First RM4,000 in payments
All payment types
Visa and Mastercard only

*Terms and conditions apply. View the full terms here.

Start referring to get the code

How to refer and earn

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1. Submit referral form

Provide your referee's details and your referral code. Your referee will receive an email with the promo code and details to get started.

2. Your referee signs up and makes a payment

Your referee has to sign up for an account and complete their first payment on or before 30 June 2023.

3. You earn a free payment!

Upon successful referral, you will receive an email containing a free payment promo code to use in Singapore. It's simple!

Start referring

Where's my referral code?

Payment types in Malaysia

Earn miles, points and cashback on these payment types traditionally not payable by card.

Rent

Renovation

Mortgage

Car loan

Education

Insurance

Season parking

Have questions about our referral program?

How do I refer someone in Malaysia while I am in Singapore?

You can refer a Personal user by submitting the form above. Your referee will receive an email which includes a welcome promo code (0% on their first RM4,000) and details to getting started.

Upon successful referral (i.e. your referee completes a payment before 5 July 2023), you will receive an email containing a free payment promo code per successful referral. For example, if five of your referees complete their payments, you will receive a promo code that can be redeemed five times.

For more details, view the full terms and conditions here.

Can my Malaysia referee use my Singapore referral code?

No, your Malaysia referee will receive a welcome promo code from us. Unfortunately, your Singapore referral code does not apply in Malaysia.

We highly encourage you to fill in the form above so that we are able to identify you and award you with the referral benefit accordingly upon successful referral.

Where can I find my referral / invite code?

To retrieve your referral code, log in to your CardUp account. Go to the 'Refer & Save' on the left navigation menu bar. Your invite promo code will be there.