Get paid online, even if your business is offline
Collect credit card payments from your customers quickly and easily, with our no-code solution.
![Visa](https://www.cardup.my/hubfs/Rounded-Visa-1.png)
![MasterCard](https://www.cardup.my/hs-fs/hubfs/Rounded-MC.png?width=50&height=35&name=Rounded-MC.png)
![UnionPay](https://www.cardup.my/hs-fs/hubfs/Rouned-UnionPay-1.png?width=50&height=35&name=Rouned-UnionPay-1.png)
![FPX Logo (439 x 308 px) (1)](https://www.cardup.my/hs-fs/hubfs/FPX%20Logo%20(439%20x%20308%20px)%20(1).png?width=50&height=35&name=FPX%20Logo%20(439%20x%20308%20px)%20(1).png)
Why use CardUp to collect payments?
![Quick set up to start collecting credit card payments](https://www.cardup.my/hubfs/13007_Product%20Benefit%20Icons_4.%20Get%20paid%20faster.png)
Hassle-free setup
Start collecting credit card payments from your customers in as fast as one business day. No tech skills or training required to get started!
![Hands navigating CardUp dashboard](https://www.cardup.my/hubfs/13007_Product%20Benefit%20Icons_5.%20Streamline%20receivables.png)
Easily manage your receivables
Improve the way you manage your receivables with our easy-to-use dashboard. See all past and outstanding payments at a glance.
![Customer pays directly to you](https://www.cardup.my/hubfs/12417_Brand-Icons_12.-Miscellaneous-payments-2.png)
Be paid anytime, anywhere
Skip the hassle of manual payment collection when you share your custom online payment link. Enable your customers to pay you from anywhere.
![Etonhouse](https://www.cardup.my/hubfs/Etonhouse%20Company%20logos-1.png)
![Moovaz](https://www.cardup.my/hubfs/Moovaz-new.png)
![Hmlet](https://www.cardup.my/hubfs/Hmlet.png)
![YouPrint](https://www.cardup.my/hubfs/YouPrint.png)
![Canadian International School](https://www.cardup.my/hubfs/CIS%20Company%20logos-1.png)
Truly flexible pricing
Decide who pays the fee
Pay the processing fee for every credit card transaction or pass it on to your customers. The choice is yours. The other party gets to enjoy CardUp for free.
See our full pricing here.
How it works
![Create a CardUp account online in minutes and start generating payment request Create a CardUp account online in minutes and start generating payment request](https://www.cardup.my/hs-fs/hubfs/1.%20Get%20started.gif?width=240&height=240&name=1.%20Get%20started.gif)
1. Set up your account
Provide a few details about your business and we will approve your account for payment collection in as fast as one business day.
![Choose to share payment request via link, email or SMS Choose to share payment request via link, email or SMS](https://www.cardup.my/hs-fs/hubfs/2.%20Costumers%20pay%20you.gif?width=240&height=240&name=2.%20Costumers%20pay%20you.gif)
2. Let customers pay you
Create custom payment links and share them with your customers. Easily enable them to pay you by credit card, without any technical integrations required.
![View payment status on CardUp dashboard View payment status on CardUp dashboard](https://www.cardup.my/hs-fs/hubfs/3.%20Recieving%20monitor%20payment.gif?width=240&height=240&name=3.%20Recieving%20monitor%20payment.gif)
3. Track payments
Receive your incoming payments directly deposited into your bank account in as fast as one business day. Conveniently track each transaction with our easy-to-use dashboard.
Start collecting at lowered fees!
For a limited time only, enjoy 1% fee on all credit card and FPX payment collections. It's free for both you and your customers.
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No platform or setup fee
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No technical integration
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No strings attached
Collecting payments made easy with CardUp
Select the best payment collection method for your business
PAYMENT PAGES
An easier way to get paid
![Include link in digital invoice for customers to click and go to payment checkout page](https://www.cardup.my/hubfs/Collect-Guest-Checkout-2.gif)
![FPX Assets-1](https://www.cardup.my/hubfs/FPX%20Assets-1.png)
FPX
Easily reconcile FPX payments
Stop manually matching incoming FPX payments against your invoices. Easily track and monitor every payment in one place, right alongside the credit card payments.
PAYMENT REQUESTS
Be assured of your incoming payments
Eliminate all reconciliation errors by pre-filling payment amounts and invoice details when you share Payment Requests with your customers. Track all paid and unpaid invoices, all in one place.
![Once payment request is shared, view its status on the same dashboard](https://www.cardup.my/hubfs/Collect-3b-value-prop-payment-request-2.gif)
![Collect-3d-value-prop-integration-2-1](https://www.cardup.my/hubfs/Collect-3d-value-prop-integration-2-1.gif)
XERO PLUGIN
Plays well with your Xero account
Collect payments directly from auto-generated links on your Xero invoices. Once your customers pay, the invoice statuses will be seamlessly synced to your Xero account. Reconciliation made simple.
CUSTOM APIs
Make payments work your way
Embed our solution onto your website, platform or app via our customisable APIs. Make your customers' payment experience a seamless and enjoyable one.
![Payment powered by CardUp](https://www.cardup.my/hubfs/Custom-API_2.gif)
Even more features to transform the way you pay
![Multiple payment requests icon](https://www.cardup.my/hubfs/Product-icon-benefit-multiple-payment-requests.png)
Bulk invoicing
Create multiple payment requests at once
![Get paid directly to your bank account](https://www.cardup.my/hubfs/13007_Product-Benefit-Icons_16.-Funds-directly-received.png)
Direct deposit
Receive funds without a merchant account
![Multiple digital payment method such as PayNow and credit card](https://www.cardup.my/hubfs/13007_Product-Benefit-Icons_19.-Payment-options-1.png)
Payment options
Accept card payments from all networks
![View all payments on one online dashboard](https://www.cardup.my/hubfs/13007_Product-Benefit-Icons_dashboard.png)
Dashboard monitoring
See all past and future payments at once
![Add team member and assign roles](https://www.cardup.my/hubfs/13007_Product-Benefit-Icons_13.-Team-management.png)
Team management
Assign roles to different team members
![Next day payout](https://www.cardup.my/hubfs/next-day-payment-icon.png)
Next day payout
Receive funds to your bank account the next business day
Join the hundreds of businesses who already trust CardUp
![Hmlet logo](https://www.cardup.my/hubfs/Hmlet%20logo-1.png)
"I highly recommend CardUp for any business looking for payment and reconciliation automation and scalability."
Brice Derouet
Head of Finance | Hmlet
![Etonhouse](https://www.cardup.my/hubfs/Etonhouse-1.png)
"The rollout of CardUp has saved us time and resources in our collection and reconciliation processes."
Pang Shi Kang
Financial Controller | Etonhouse
![Portrait of Junxian Lee, Moovaz](https://www.cardup.my/hubfs/Junxian-1.png)
"Our customers' payments are deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."
Junxian Lee
CEO & Co-founder | Moovaz
![GoBuddy Logo](https://www.cardup.my/hubfs/Imported%20sitepage%20images/94b7e64e12513d896ad5c9c8d1b78269.png)
“We’ve saved about 16 man-hours per month now that our payroll to employees is automated via CardUp. We’re also able to use the additional cash on hand to prioritise business operations.”
Isaac Kow
Chief Executive Officer | GoBuddy
![CardUp is rated 4.9 out of 5 on Google Reviews](https://www.cardup.my/hubfs/Star%20rating%20w%20text-1.png)
Have questions about using CardUp to collect payments?
Can my business use CardUp to collect payments?
You can sign up for free and collect credit card payments using your CardUp for Business account if your business
- owns a corporate bank account
- is at least 2 years old (if your business is registered as a sole proprietor)
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is not operating in these restricted categories
If you meet the requirements, head over to our sign up page to get started. We will get back to you with the next steps within 2 business days.
How can collecting payments be free for my business?
When collecting payments through CardUp, you can choose to either absorb the fee or pass it on completely to your customers.
There are no signup, gateway or platform fees when you use our platform.
How long does it take for me to receive my payments?
As a Collector, you will also be able to select how soon you receive the payout. There are 2 options available: Standard payout (receive in 3 business days at no additional fee) or Next business day payout (receive payout in the next business day at an additional fee of 0.25%)
![SME business owner monitoring business receivables on laptop in cafe](https://www.cardup.my/hubfs/Website-Images-collect-endCTA.png)
Digitise your receivables today
Join the thousands of businesses that are already collecting digital payments with CardUp