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Get paid online, even if your business is offline

Collect credit card payments from your customers quickly and easily, with our no-code solution.

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Why use CardUp to collect payments?

Quick set up to start collecting credit card payments

Hassle-free setup

Start collecting credit card payments from your customers in as fast as one business day. No tech skills or training required to get started!

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Easily manage your receivables

Improve the way you manage your receivables with our easy-to-use dashboard. See all past and outstanding payments at a glance.

Customer pays directly to you

Be paid anytime, anywhere

Skip the hassle of manual payment collection when you share your custom online payment link. Enable your customers to pay you from anywhere.

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Truly flexible pricing

Decide who pays the fee

Pay the processing fee for every credit card transaction or pass it on to your customers. The choice is yours. The other party gets to enjoy CardUp for free.

See our full pricing here.

How it works

Create a CardUp account online in minutes and start generating payment request
1. Set up your account

Provide a few details about your business and we will approve your account for payment collection in as fast as one business day.

Choose to share payment request via link, email or SMS
2. Let customers pay you

Create custom payment links and share them with your customers. Easily enable them to pay you by credit card, without any technical integrations required.

View payment status on CardUp dashboard
3. Track payments

Receive your incoming payments directly deposited into your bank account in as fast as one business day. Conveniently track each transaction with our easy-to-use dashboard.

Start collecting at lowered fees!

For a limited time only, enjoy 1% fee on all credit card and FPX payment collections. It's free for both you and your customers.

  • No platform or setup fee
  • No technical integration
  • No strings attached

Collecting payments made easy with CardUp

Select the best payment collection method for your business


An easier way to get paid

Obtain a secure online payment page for your business instantly. Share your unique URL with your customers and add it to all your invoices. Your customers will now be able to pay you anytime, from anywhere via this page.
Include link in digital invoice for customers to click and go to payment checkout page
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Easily reconcile FPX payments

Stop manually matching incoming FPX payments against your invoices. Easily track and monitor every payment in one place, right alongside the credit card payments.


Be assured of your incoming payments

Eliminate all reconciliation errors by pre-filling payment amounts and invoice details when you share Payment Requests with your customers. Track all paid and unpaid invoices, all in one place.

Once payment request is shared, view its status on the same dashboard


Plays well with your Xero account

Collect payments directly from auto-generated links on your Xero invoices. Once your customers pay, the invoice statuses will be seamlessly synced to your Xero account. Reconciliation made simple.


Make payments work your way

Embed our solution onto your website, platform or app via our customisable APIs. Make your customers' payment experience a seamless and enjoyable one.

Payment powered by CardUp

Even more features to transform the way you pay

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Bulk invoicing

Create multiple payment requests at once

Get paid directly to your bank account

Direct deposit

Receive funds without a merchant account

Multiple digital payment method such as PayNow and credit card

Payment options

Accept card payments from all networks

View all payments on one online dashboard

Dashboard monitoring

See all past and future payments at once

Add team member and assign roles

Team management

Assign roles to different team members

Next day payout

Next day payout

Receive funds to your bank account the next business day

Join the hundreds of businesses who already trust CardUp

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"I highly recommend CardUp for any business looking for payment and reconciliation automation and scalability."

Brice Derouet
Head of Finance | Hmlet


"The rollout of CardUp has saved us time and resources in our collection and reconciliation processes."

Pang Shi Kang
Financial Controller | Etonhouse

Portrait of Junxian Lee, Moovaz

"Our customers' payments are deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."

Junxian Lee
CEO & Co-founder | Moovaz

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“We’ve saved about 16 man-hours per month now that our payroll to employees is automated via CardUp. We’re also able to use the additional cash on hand to prioritise business operations.”

Isaac Kow
Chief Executive Officer | GoBuddy

CardUp is rated 4.9 out of 5 on Google Reviews

Have questions about using CardUp to collect payments?

Can my business use CardUp to collect payments?

How can collecting payments be free for my business?

How long does it take for me to receive my payments?

SME business owner monitoring business receivables on laptop in cafe

Digitise your receivables today

Join the thousands of businesses that are already collecting digital payments with CardUp