Transparent pricing for all your personal payments
No hidden fees. No rude shocks when you receive your card bill!
Pricing by payment type
1. Select payment category
Choose the payment type you wish to make from the list below
2. Compare card rates
Compare the fee for different cards and check if there are any promotions
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3. Set up your payment
Sign in to your account, schedule your payment and enjoy the rewards!
Wondering how much CardUp can help you save on your next flight?
Use our free rewards calculator to see how much miles you can earn!
Enjoy even more savings with these promotions
Promos for new users
First Payment
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Use code CUFREE
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First payment (up to RM4,000)
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Locally-issued Mastercard, Visa, and UnionPay Cards
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Ends 31 July 2026
Promos for all users
One off / Recurring Payments
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Use code CU16
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Locally-issued Mastercard, Visa, and UnionPay Cards
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Ends 31 January 2026
Exclusive bank offers for personal users
All payment types
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Use code RHBFREE
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RHB Bank credit cards only
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New users only
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Ends June 30th, 2025
All payment types
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Use code RHB13
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RHB Bank credit cards only
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All users
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Ends June 30th, 2025
Frequently Asked Questions
What personal payments can I pay?
Our platform lets you shift payments currently made by cash, cheque or bank transfers onto your credit cards, even where cards are not accepted. These include payments such as rent, insurance, education fees and more. You can view the full list of accepted payments here.
Why does CardUp charge a fee?
The CardUp fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains secure for your everyday use.
A standard 2.25% CardUp fee applies for, payments using domestic credit cards. However, applicable promo codes can be applied for lowered fees.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Malaysia-issued card on your CardUp-registered account are eligible for the base earn rate* of miles, points or cashback on most credit cards, including for payments such as payroll premiums and rent. Calculate how many airmiles you can earn with our free calculator.