
In partnership with
Earn air miles, points or cashback on your property expenses
Pay mortgage loan, renovation fees, rent, and other large expenses using your credit card - even where cards are not accepted.

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Over 500,000,000 air miles already earned by our customers
"We pay everything we can through CardUp, which maximises our credit card miles. This has helped us with our many vacations including to Iceland and back!"

Barry and Laura
Uses CardUp for rent and income taxes
"Skiing with our kids was the highlight of our year. We used the reward miles earned to fly to Switzerland, all thanks to CardUp!"

The O'Reilly Family
Uses CardUp for rent and taxes
How it works
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1. Set up your payment
Sign up for free. Enter your payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp..gif)
2. Your recipient gets paid
Once your payment is scheduled, your recipient receives the funds via bank transfer in as quickly as one business day..gif?width=1000&height=1000&name=1.-General-step-3-1%20(2).gif)
3. Sit back and earn rewards
Sit back, relax and earn the rewards on your favourite credit cards from your payments. Here's to more miles, points and cashback!
How to maximise your credit card benefits on CardUp?
Pay
Nick uses his credit card on CardUp to pay his housing loan, car loan, and kids' school fees through the year.
Benefits
His payments traditionally don't earn him any card rewards but with CardUp, he could.
Plus, he only needs to pay when his card bill is due almost 2 months later.
Rewards
Not only did he manage to accumulate enough air miles for his holiday trips, he also feel less pressure on his monthly cash outflow.
First Payment
Enjoy 0% on your first payment
Schedule your first property expenses on CardUp for free and enjoy subsequent payments from as low as 1.3%. You've got absolutely nothing to lose, so why not give it a go!

Unsure how much card rewards you can earn from your property expenses?
Use our rewards calculator to find out
Have other payments to make?
Why not shift them onto your credit card and earn more miles, points, and cashback!
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Car loan
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education
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Insurance

Season Parking

Helper Salary

Income Tax
Security is at the core of our platform

We work closely with payment partners licensed by Bank Negara Malaysia. We are also a registered Visa Business Payments Solution Provider (BPSP) in Malaysia.
CardUp supports cards from all major banks and issuers
























Have questions about using our platform?
What other payments can I make with CardUp?
Our platform lets you shift payments currently made by cash, cheque or bank transfers onto your credit cards, even where cards are not accepted. These include payments such as rent, insurance premiums, school fees, mortgage loans and more. You can view the full list of accepted payments here.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Malaysia-issued card on your CardUp-registered account are eligible for the base earn rate of miles, points or cashback on most credit cards.
This includes all of these popular credit cards listed here.
How will the rewards earned outweigh the CardUp fee?
Rest assured for many credit cards in Malaysia, the value of the rewards gained will outweigh our fees.
Our rewards calculator will help you calculate the miles or cashback earned based on the credit card used and amount spent.