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Pay all of life's expenses by card and fly business class for less

Earn miles, cashback or points on your rent, mortgage loan, education fees, insurance, renovation and more with CardUp.

Fly business class for less with CardUp

Shift these payments onto your your credit card

Earn miles, points and cashback on these payment types traditionally not payable by card.

Rent

Rent

Mortgage

Mortgage

Renovation

Renovation

Car loan

Car loan

education

Education

Insurance

Insurance

Season Parking

Season Parking

Property Maintenance

Property Maintenance

Helper Salary

Helper Salary

Income tax

Income Tax

Exclusive offer for RinggitPlus readers

New CardUp Users
0% (u.p. 2.25%)
  • Use code RINGGITFREE
  • On your first payment of up to RM4,000
  • New users only
View all terms
Illustration of people celebrating rewards with their credit card

How many air miles can you earn?

Pay

Nick uses his credit card on CardUp to pay his rent and insurance

Earn

His card rewards him with air miles and cashback

Redeem

With the rewards earned, he essentially gets cost savings via cashback, or cheaper flight tickets via the air miles earned!

*CardUp charges a small processing fee per transaction, apply promo code from below to enjoy free payments

Unsure how much card rewards you can earn?

Use our handy rewards calculator to find out!

How it works

Set up your payments
1. Set up your payment
Sign up for free. Enter the payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp.
Your recipient gets paid
2. Your recipient gets paid
Once your payment is scheduled, your recipient receives the funds via bank transfer in as quickly as one business day.
Sit back and earn rewards
3. Sit back and earn rewards
Sit back, relax and earn the rewards on your favourite credit cards from these payments. Here's to more miles, points and cashback!

Featured articles

Business class flight

How To Fly Business Class For Less With CardUp

In collaboration with RinggitPlus

With CardUp, you can use your existing credit card to pay for non-card expenses such as rent, car loan and many more - great news for those who want to earn more rewards like air miles on their expenses!

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Save Over 66% On Your Next Flight By Earning Airmiles with CardUp

Save Over 66% On Your Next Flight By Earning Airmiles with CardUp

In collaboration with RinggitPlus

Let's discover how our platform can transform your everyday expenses into thrilling opportunities for savings and adventure.

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Have questions about using our platform?

What payments can I make with CardUp?

Will I earn rewards on my credit card for payments made through CardUp?

How will the rewards earned outweigh the CardUp fee?