Pay virtually any business expense with your AmBank Credit Card
Improve cash flow by using your approved credit line to pay rent, payroll or your suppliers, even where cards are not accepted.
Shift these payments onto your AmBank Credit Card
and defer your payment till your card bill is due up almost 2 months later
Rent
Supplier Invoice
Payroll
Why make business payments with CardUp?
Keep more cash on hand
Defer payments by up to 58 days when you pay by card. CardUp is cheaper and faster than many other financing tools.
Digitise and automate
Save up to 50% of your time by easily automating your payables with our invoice tools. No training or tech skills required.
Earn rewards
Earn miles, points or cashback on business expenses you're already paying for.
How does using your AmBank Credit Card free up cash on hand?
Receive invoice
Sam receives an invoice from his supplier
Pay recipient
He charges the invoice amount to his AmBank Credit Card via CardUp. His supplier receives the payment on time via a bank transfer
Delay payment
His credit card statement arrives at the start of the next month. Sam pays off his statement when it is due, extending his invoice payment terms until his card bill is due almost 2 months later.
CardUp charges a small processing fee to enable payments in places where cards are not accepted. Apply Ambank promo codes to enjoy reduced fees.
Getting started
1. Fill in the form
Click here to register your interest and an email containing the promo code will be sent to you.
2. Sign up and setup payment
Create an account for free. Input your recipient's payment information and enter your AmBank Credit Card details.
3. Enjoy the convenience
Your card will be charged and your recipient will receive the payment via bank transfer within 3 business days.
AmBank credit card promotion for business payments
Enjoy your first business payments of up to RM15,000 for free and all subsequent payments at just 1.3% (usual fee 2.25%) from now till 31 May 2024.*
Complete the form below to receive the promo codes via email
*The full terms and conditions will be provided in the email along with the promo codes.
Have questions about using CardUp for your payments?
What business payments can I make with CardUp?
Our platform lets you shift payments currently made by cash, cheque or bank transfers onto your credit cards, even where cards are not accepted. These include payments such as rent, payroll, supplier invoices and more. You can view the full list of accepted payments here.
How does using my credit card free up my cash flow for 2 months?
When you use a credit card to make a payment, your recipient still gets paid on time, while you defer the actual outflow of your cash until your card bill is due. This lets you gain up to two months of extended payment terms.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Malaysia-issued card on your CardUp-registered account is eligible for the base earn rate of miles, points or cashback on most credit cards, including for payments such as supplier invoices, payroll and rent.