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Save time and money with digitisation

Cut down on thousands of dollars each month and have complete visibility of payables and receivables in one platform.

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Join them in using CardUp to streamline their payments

"I'm now able to optimise working capital for my business at a flexible and affordable rate. It also helps us process our payments timely."

Nina Alag Sure, CEO of X0PA AI

Nina Alag Sure

"With CardUp, my team is now able to collaborate and get a consolidated view of our business spend each month."

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Chew Kee Pte Ltd
Finance Lead

"CardUp is a good platform for me to utilise my credit limit to ease my cashflow, earn reward points and get additional timeline for my supplier payments."

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Lenny Lim
Director | Crowd Pte Ltd

"A clear value-add is the ability to access interest-free credit - this has been pivotal in helping drive healthy working capital ratios."

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Jerrold Quek
Chief Operating Officer | Far Ocean Group

“We’ve saved about 16 man-hours per month now that our payroll to employees is automated via CardUp. We’re also able to use the additional cash on hand to prioritise business operations.”

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Isaac Kow
Chief Executive Officer | GoBuddy

How does CardUp improve your payables processes?

How does CardUp improve your receivables processes?

Capture invoices

Turn your physical invoices into digital-ready payments with just a few clicks by uploading them in bulk, or forwarding it to us via email.

Make payment

Make payments to your recipients all at one go. Set up automatic recurring payments on your card and pay off just one consolidated bill each month.

Track and reconcile

Manage all past and upcoming payments on your dashboard. Integrate with your existing tools such as SAP Concur and have your payment statuses synced in real-time across both platforms.

Invoice customers

Upload and manage your customers' invoices on our portal, and share it with them in just a few clicks when you are ready.

Collect payment

Let your customers pay you by card on your customised payment links, letting them pay you anytime, anywhere and receive payment to your account in as fast as one business day.

Reconcile payments

Manage all incoming payments on your dashboard. Integrate with your existing tools such as Xero and have your payment statuses synced in real-time across both platforms.

Get back more time each day with these features

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All-in-one platform

View payment status from one dashboard

Dashboard monitoring

Scan and upload physical invoices to platform

Invoice capture

CardUp fits like a puzzle piece with your existing accounting software

Platform plugins

Add team members to manage account

Team management

Next day payment

Next day payment

CardUp supports cards from all major banks and issuers

Alliance Bank
Bangkok Bank
Bank Islam
Bank of America
Bank of China
BNP Paribas
China Construction Bank
HL Bank
Public Bank
Standard Chartered Bank
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Have questions about digitising your payment processes?

What business payments can I make with CardUp?

Are there any platform or setup fees for using CardUp?

Are there any other new features in the pipeline?

How long does it take for me to receive my payments?

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Streamline your payment processes today

Join the thousands of customers who have digitised their payment trails with CardUp

More than just about digitising payments

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Free up cash on hand

Tap on your credit card line for up to 2 months of interest-free working capital. Your recipients get paid on time, but you pay only when your card bill is due.

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Earn rewards on spend

Earn miles, points and cashback by shifting these payments you're already making today from cash to card.