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Pay business expenses with your credit card

Use any credit card to pay rent, supplier invoices, and salaries — even for expenses where cards aren’t accepted. Defer your cash outflow and enjoy interest-free working capital until your card bill is due 2 months later.

MY Partner Maybank edm (1200 x 600 px)

Shift these business payments onto your credit card

Extend payment terms by up to 2 months, interest-free, on these payment types traditionally not payable by card.

Rent

Rent

Supplier invoice

Supplier invoices

Payroll

Payroll

Corporate tax

Corporate tax

Renovation

Renovation

Insurance

Insurance

Property maintenance

Property Maintenance

Digitise and streamline your business operations

UOB SmartBusiness brings together digital solutions to help you manage key business processes such as accounting, payroll, and administration more efficiently in one place.

Why make business payments with CardUp?

Cash on hand

Keep more cash on hand

Defer payments by up to 2 months when you pay by card. CardUp is cheaper and faster than many other financing tools.

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Digitise and automate

Digitise and automate

Save up to 50% of your time by easily automating your payables with our invoice tools. No training or tech skills required.

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Maximise your card benefits

Maximise your card benefits

Earn points or rebates on business expenses you're already paying for.

See rewards
Illustration of man holding invoice, with credit card helping to generate more cash into bank

How to maximise your credit card benefits for better cash flow?

Receive invoice

Sam receives an invoice from his supplier.

Pay recipient

He charges the invoice amount to his Corporate Card via CardUp. His supplier receives the payment on time via a bank transfer.

Delay payment

His credit card statement arrives at the start of the next month. Sam pays off his statement when it is due, extending his invoice payment terms until his card bill is due 2 months later.

CardUp charges a small processing fee to enable payments in places where cards are not accepted. Apply UOB promo codes to enjoy reduced fees.

All CardUp fees are subject to an additional 8% SST.

Getting started

1. Fill in the form

Click here to register your interest and an email containing the promo code will be sent to you. 

2. Sign up and setup payment

Create an account for free. Input your recipient's payment information and enter your Maybank Card details.

3. Enjoy the convenience

Your card will be charged and your recipient will receive the payment via bank transfer within 3 business days.

Get the offers in your inbox

First payment
0% (u.p. 2.25%)
  • Use code UOBIZFREE
  • Only valid on first payment of up to RM15,000
  • End 31 January 2028
View all terms

Leave your details below, and we will send you the instructions to enjoy your card benefits on CardUp.

Have questions about using CardUp for your payments?

What business payments can I make with CardUp?

How does using my credit card free up my cash flow for 2 months?

Will I earn rewards on my credit card for payments made through CardUp?