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Pay business expenses with your Visa card on CardUp

Use CardUp to pay rent, suppliers, payroll, and more with your Visa card - even when your recipients don't accept cards. 

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Shift these business payments onto your your credit card

Extend payment terms by up to 2 months, interest-free, on these payment types traditionally not payable by card.

Rent

Rent

Supplier invoice

Supplier invoices

Payroll

Payroll

Corporate tax

Corporate tax

Renovation

Renovation

Insurance

Insurance

Property maintenance

Property Maintenance

Why make business payments with CardUp?

Cash on hand

Keep more cash on hand

Defer payments by almost 2 months when you pay by card. CardUp is cheaper and faster than many other financing tools.

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Digitise and automate

Digitise and automate

Save up to 50% of your time by easily automating your payables with our invoice tools. No training or tech skills required.

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Maximise your card benefits

Maximise your card benefits

Earn points or rebates on business expenses you're already paying for.

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Illustration of man holding invoice, with credit card helping to generate more cash into bank

How to maximise your credit card benefits for better cash flow?

Receive invoice

Sam receives an invoice from his supplier

Pay recipient

He charges the invoice amount to his Visa Card via CardUp. His supplier receives the payment on time via a bank transfer

Delay payment

His credit card statement arrives at the start of the next month. Sam pays off his statement when it is due, extending his invoice payment terms until his card bill is due almost 2 months later.

CardUp charges a small processing fee to enable payments in places where cards are not accepted. Apply Visa promo codes to enjoy reduced fees. All CardUp fees are subject to an additional 8% SST.

Getting started

1. Fill in the form

Click here to register your interest and an email containing the promo code will be sent to you. 

2. Sign up and setup payment

Create an account for free. Input your recipient's payment information and enter your Visa card details.

3. Enjoy the convenience

Your card will be charged and your recipient will receive the payment via bank transfer within 3 business days.

Get the offers in your inbox

First Payment
0% (u.p. 2.25%)
  • Use code VISAFREE
  • New users only
  • End 31 January 2027
View all terms

Besides enjoying your first payment at 0% fee, all your subsequent payments can be made from as low as 1.29% fee*.

Complete the form below to receive the promo code and redemption instruction in your inbox. 

*All CardUp fees are subject to an additional 8% SST. The full terms and conditions will be provided in the email along with the promo code(s).

Have questions about using CardUp for your payments?

What business payments can I make with CardUp?

How does using my credit card free up my cash flow for 2 months?

Will I earn rewards on my credit card for payments made through CardUp?