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Transform the way you pay and get paid

Our no-code platform helps businesses improve cash flow, save time and automate finance processes.


Enjoy a

5 in 1

payment solution

Access interest-free capital at rates

68% cheaper

than SME financing loans

Save up to

2 days

per month on chasing payments

What is CardUp?

Our no-code platform helps businesses improve cash flow, save time and automate finance processes.

Payment dashboard viewed through laptop, payment made page viewed through phone
All-in-one payment platform

Whether you want to make a payment to your supplier or collect a payment from your customer, easily manage everything on one platform.

Pay and get paid digitally and with a credit card
Digital payment service

With CardUp, you can now make and collect payments digitally, including with a credit card, even in places where cards are traditionally not accepted.

Automate your payment, focus on more important business operations
Productivity suite

Take advantage of easy-to-use features to minimise manual labour and maximise your time. You'll finally be able to automate your payment processes.

Visa Logo-Small

One of the few registered Business Payments Solution Providers (BPSPs) with Visa

Learn more

New Straits Times logo

"CardUp enables these payments to be made via credit cards to overseas suppliers who do not accept card payments"

Read On

The Malaysian Reserve logo

"CardUp is planning to capitalise on the adoption of digital payments as more digital banking options are made available in the region"

Read on

Wondering how much CardUp can help you save on your next flight?

Use our free rewards calculator to see how much miles you can earn!

Rewards Calculator >

Change the way your business expenses are paid

Shift these expenses from cash, cheque or bank transfers onto credit cards - it's about time!

Pay Rent


Pay Supplier Invoice

Supplier Invoice

Pay Payroll



Mortgage Loan

Car Loan

Car Loan

Corporate Tax

Corporate Tax





Property Maintenance

Property Maintenance

What our platform does for you

Enjoy better cashflow with credit card

Optimises cash on hand

Free up more cash on hand to better manage your working capital. Extend your payables by up to 2 months and improve your receivables by getting paid faster.

Save time and manual effort by automating payment

Digitises and automates

Save precious hours each day by easily automating your payment processes with our invoice and payment collection tools. No training or integrations to get started.

Get more cash back and redeem flight tickets at cheaper cost

Makes payments rewarding

Earn points, miles or cashback on expenses you're already paying for. Cut down on travel expenses and enjoy savings by earning rewards.

CardUp supports cards from all major banks and issuers

Alliance Bank Logo
Bangkok Bank
Bank Islam
Bank of America
Bank of China
BNP Paribas
China Construction Bank
CIMB bank
HL Bank
Public Bank
Standard Chartered Bank Logo

From big to small, we work with businesses of all sizes

"A clear value-add is the ability to access interest-free credit to help drive working capital needs for large recurring business. This has been pivotal in helping drive healthy working capital ratios."

Profile image of Jerrold Quek, CEO, Far Ocean Group

Jerrold Quek
Chief Operating Officer | Far Ocean Group

“Since our clients are incentivised to make the payment to us, we get the money on time, and we can plan our business better. That is how much our payments have improved since using CardUp.”

Portrait of Lenny Lim

Lenny Lim
Chief Operating Officer | Beacon Financial Services

"With CardUp, I’m able to minimise cash flow gaps and keep my business running without disruption.'

Profile image of Dr Chong, Managing Director, Aviation Virtual

Dr Chong
Managing Director | Aviation Virtual

"With CardUp, we've been able to capture the miles on our business payments to reduce overall travel expenses for our business."

Profile image of Michael Finn, Director, The Fifth Collection

Michael Finn
Director | The Fifth Collection

"CardUp's unique platform helps optimise cash flow, especially in a small team to keep operations going smoothly."

Paula's Choice Skincare logo

Jeremy Tan
Team Lead | Paula’s Choice

"CardUp allows us to offer our card payments as an option and to reconcile receivables in our accounting software automatically."

Hmlet logo

Brice Derouet
Head of Finance | Hmlet

"The rollout of CardUp has saved us time and resources in our payment collection processes. In addition, we now offer parents another preferred and more rewarding way to pay!"

Etonhouse logo

Pang Shi Kang
Financial Controller | Etonhouse

“We’ve saved about 16 man-hours per month now that our payroll to employees is automated via CardUp. We’re also able to use the additional cash on hand to prioritise business operations.”

GoBuddy Logo

Isaac Kow
Chief Executive Officer | GoBuddy

Etonhouse International School Logo
Paula's Choice Skincare Logo
the ice cream & cookie co Logo
Standing Sushi Bar Logo
Far Ocean Group Logo
Hmlet logo
CardUp is rated 4.7 out of 5 stars on Google Reviews

We've got your payment processes covered


Make use of your credit card line

Shift your business expenses onto your credit card to maximise its full potential. Get up to 2 extra months of interest-free working capital by fully accessing the credit line that is sitting idle in your back pocket. Plus, enjoy the benefit of earning rewards.

Businessman utilising credit card and credit line


Change how you get paid

Improve how you collect receivables with no technological know-how or integrations needed. Start accepting payments by credit card and easily monitor all your receivables.

Businessman satisfied with paying business expenses using credit card

Simple, transparent pricing

Access one of the fastest and most convenient sources of working capital. 0% fees to start making or collecting payments. No hidden cost or setup fee!

Security is at the core of our platform


Our headquarters are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform. What this means is that our platform meets the highest security standards to ensure that your payments are safe, secure and yours.

Still have questions about using CardUp?

Man with laptop with multiple expenses to pay for

We're ready to start working with you

Join thousands of other businesses already saving time and money when you sign up today