Make payday a great day for everyone
Pay employees with your credit card. They still get paid on time but you only pay when your credit card bill is due 2 months later.
"We've saved about 16 man-hours per month now that our payroll to employees is automated via CardUp. We're also able to use the additional cash on hand to prioritise business operations."
Isaac Kow | GoBuddy
Payday for your team, benefits for your company
Keep more cash on hand
Defer payments for up to 2 months by using your existing credit card. It is a cheaper and faster solution than a loan.
Digitise and automate
Stop wasting up to 2 days per month processing payroll. Automate everything. No training or tech skills required.
Earn miles, points or cashback by processing payroll. Make this large expense rewarding!
There are no fees for new customers. Try CardUp for free.
How it works
1. Set up payroll
Input your payroll information and enter your credit card details. The total amount will be charged to your card with a small processing fee.
2. Receive a bank transfer
CardUp will deposit the amount directly into your company bank account in as fast as one business day. You can then disburse it to employees as per normal.
3. Enjoy card benefits
Get up to 2 months of interest-free working capital until your card bill is due. You can also earn rewards such as points, cashback, and miles.
New customer promotion: no fees!
Enjoy a free trial on RM12,000 worth of payments. Enter your details to learn more.
Easy-to-use tools that help you save time
Set up recurring payments to automatically pay employees every time.
See all past and upcoming payments on one page
Receive payment status updates and alerts via email and SMS
Assign roles to different team members
Manage multiple cards
Add and choose the right cards for each payment
Get friendly support from our team every step of the way
Transparent pricing, no hidden fees
Access one of the fastest and most convenient sources of working capital. 0% fee to start making payments. No hidden cost or setup fees!
Schedule a call to discuss your company's needs. No strings attached.
Use CardUp for multiple payment types
Shift any of these payment types onto your card and make full use of your pre-approved credit line
Join thousands of businesses already using CardUp
How does payroll work on CardUp?
What documents do I need upload to CardUp?
Will CardUp transfer payroll directly to my employees?
How much does CardUp cost?
Will my spend on CardUp earn rewards on my credit card?
Manage your business expenses better
Join businesses across 40 industries that have optimised their business expenses with CardUp