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Join your friend on CardUp and redeem your gift! 

On CardUp, you can now make and collect payments digitally with your credit card even in places where cards are traditionally not accepted. 
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How it works

Set up your payments
1. Set up your payment
Sign up for free. Enter the payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp.
Your recipient gets paid
2. Your recipient gets paid
Once your payment is scheduled, your recipient receives the funds via bank transfer in as quickly as one business day.
Sit back and earn rewards
3. Sit back and earn rewards
Sit back, relax and earn the rewards on your favourite credit cards from these payments. Here's to more miles, points and cashback!

Participate in our referral program to...

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Save RM600 for each business user referred 

Refer a new business user to CardUp and they will enjoy RM600 off the CardUp fee on their first payment*. You will also enjoy RM600 off your next payment* for each successful referral.

 

 

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Save RM90 for each personal user referred 

Refer a new business user to CardUp and they will enjoy RM90 off the CardUp fee on their first payment*. You will also enjoy RM90 off your next payment* for each successful referral.

*Limited to the first 20 Referees for per Referrer, regardless if the Referee is a Personal or Business User. 

How our referral program works...

01 Share your code 

Share your unique invite code** with your friend and contacts - they will enjoy RM90 or RM600 off the CardUp fee on the first payment*.


02 They make a payment 

After your friend’s first payment is successfully completed using your code, you will receive an email with a referral success promo code for RM90 or RM600 off the CardUp fee on your next payment*

03 Use your promo code  

Use your referral success code on your next payment* for up to RM90 or RM600 off the CardUp fee. Your invite promo code can be used by up to 20 friends in total - which means you could save up to RM12,000!

**Sign up for a CardUp account and go to the Referral Program page to share your Invite Promo Code. 
*Referral Program terms & conditions apply 

Earn more rewards and free up more cash on hand 

Earn rewards and leverage on your pre-approved credit line to extend your payables by up to 2-months! 

Renovation

Renovation

Mortgage

Mortgage

Rent

Rent

Payroll

Payroll

Supplier Invoice

Supplier Invoice

Car loan

Car loan

Join the hundreds of businesses who already trust CardUp

Hmlet logo

"I highly recommend CardUp for any business looking for payment and reconciliation automation and scalability."

Brice Derouet
Head of Finance | Hmlet

Etonhouse

"The rollout of CardUp has saved us time and resources in our collection and reconciliation processes."

Pang Shi Kang
Financial Controller | Etonhouse

Portrait of Junxian Lee, Moovaz

"Our customers' payments are deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."

Junxian Lee
CEO & Co-founder | Moovaz

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“We’ve saved about 16 man-hours per month now that our payroll to employees is automated via CardUp. We’re also able to use the additional cash on hand to prioritise business operations.”

Isaac Kow
Chief Executive Officer | GoBuddy

CardUp is rated 4.9 out of 5 on Google Reviews