Unsure if you can qualify for AP Term Financing?
Complete the loan eligibility quiz - it takes one minute, and you'll find out which financing offers you provisionally qualify for!
.png)
Start collecting payments with ease

Digitised Onboarding
Get onboarded along with your customer, in as fast as 15-minutes. No tech skills or training required to get started!

Easily manage your receivables
Improve and manage your cashflow, with our easy-to-use dashboard. Cut down on your account receivables, and see all past and outstanding payments at a glance.

Get Paid First
Don't worry about customers not paying on-time. Get paid tomorrow, with our 1-business day approvals, while we handle the collections for you.
Flexible Repayments
Choice of Repayment Tenure
Allow your customers to decide which repayment plan makes the most sense for them.
We are currently offering only 3 and 6 months tenure on CardUp Instalment Plan.
Join the hundreds of businesses who already trust CardUp

"I highly recommend CardUp for any business looking for payment and reconciliation automation and scalability."
Brice Derouet
Head of Finance | Hmlet

"The rollout of CardUp has saved us time and resources in our collection and reconciliation processes."
Pang Shi Kang
Financial Controller | Etonhouse

"Our customers' payments are deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."
Junxian Lee
CEO & Co-founder | Moovaz

“We’ve saved about 16 man-hours per month now that our payroll to employees is automated via CardUp. We’re also able to use the additional cash on hand to prioritise business operations.”
Isaac Kow
Chief Executive Officer | GoBuddy

Have questions about using CardUp to collect payments?
Can my business use CardUp to collect payments?
You can sign up for free and collect credit card payments using your CardUp for Business account if your business
- owns a corporate bank account
- is at least 2 years old (if your business is registered as a sole proprietor)
-
is not operating in these restricted categories
To get started, please sign up for a free CardUp business account and complete your collection details - we will respond to you with the next steps as soon as possible.
Applications for CardUp Collect are subject to review within 3 business days from the date of submission. Additional documents may be requested during the review process.
How can collecting payments be free for my business?
When collecting payments through CardUp, you can choose to either absorb the fee or pass it on completely to your customers.
There are no signup, gateway or platform fees when you use our platform.
How long does it take for me to receive my payments?
As a Collector, you will also be able to select how soon you receive the payout. There are 2 options available: Standard payout (receive in 3 business days at no additional fee) or Next business day payout (receive payout in the next business day at an additional fee of 0.25%)

Digitise your receivables today
Join the thousands of businesses that are already collecting digital payments with CardUp